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Builders Risk Insurance

What is builders risk insurance?

This insurance coverage is specifically designed to protect buildings and structures that are under development, renovation or construction as well as the equipment being used in the construction project. These policies can include protection for construction materials, heating and air conditioning equipment, labor costs and expenses as well as temporary structures such as cribbing, false work, fencing, scaffolding, construction signs and even trees and other plants.

In addition to the materials, labor and expenses coverage, builders risk insurance also helps cover the costs of debris removal and defective workmanship. A builders risk insurance policy helps cover the owner, the general contractor, subcontractors, and the financing bank in the chance of an insurance claim.

For a free quote for your business or personal insurance, send us a message or call us at (203) 655-6974.